ICICI Lombard Student Medical Insurance Plus Plan:

Many students from India these days feel encouraged to go abroad to do their further studies.  It has spread far and wide and thousands of students are abroad successfully undergoing further studies. But what about their safety while they are abroad?

In order to make staying in a foreign country more comfortable for our students, ICICI Lombard has designed the Student Medical Insurance Plus Plan.  This is a comprehensive plan which takes care of the medical and nonmedical issues of Indian students staying abroad.

In order to make this work out better and to provide good quality health care to our students, ICICI Lombard has become the partaker of the United Health Group which is a US Based health care provider.

This provides you with the facility of going to any United Health Care hospital in the US for your medical treatment.

The ICICI Lombard Student Medical Insurance Plus Plan states,
It provides medical insurance and hospitalization facilities for students studying abroad which includes treatment of mental illness and nervous problems, alcoholism and de-addiction, your inpatient expenses due to pregnancy and delivery, injuries caused by sports, etc.

Benefits in buying an ICICI Lombard Student Medical Insurance Plus Plan are,
You can purchase the policy in India paying by rupees.  You need not go abroad and insure yourself in this policy.  You can do it when you are in India, which saves you some money, subsequently if you want to get this insurance aborad it will cost you three times the value of money.

This is one of the only policies which has been accepted by most of the universities abroad.

You have the facility of extending your policy three months before it can expire.  You do not have to wait till your policy expires to renew it like in the other policies available.  You can do it three months before time, which prevents you from forgetting to do it.

This policy provides you with a two-year coverage, so that once you buy the policy, you need not worry about extending it after one year is over.  Not only the inpatient hospitalization expenses are covered, but outpatient expenses are also covered under this policy.  You are not required to undergo any health check up before buying this policy.

Having a medical insurance is a must for students studying in countries like the US, Canada, and Australia.  So it is better for our Indian students also to have such a facility with them when they go abroad to study.