ICICI Lombard Two Wheeler Insurance:

ICICI Lombard Motor Insurance Policy is a complete plan which is designed to provide cover for your two-wheeler against natural and man-made disasters.

While riding your bike, if you meet with an accident and a third person is hurt by that accident,you don't have to pay towards the treatment since you are covered under a third person policy.

Your two wheeler together with the third person's medical expense will be covered under this insurance.

The ICICI Lombard Motor Insurance Policy recommends,
If you buy this plan you can approach any of the 2700 garages across the country, which have ICICI Motor Insurance policy, for cashless repairing of your two-wheeler.

ICICI Lombard Motor Insurance offers you the benefit of a No claim bonus facility, if during a particular policy period you have not made any claims on the insurance company.  This is done when you are renewing your policy for the next policy period.

You are also given the benefit of transferring your No claim bonus facility from any previous insurance company that you had been taking insurance from and get all the benefits of that bonus.

You have many benefits in buying an ICICI Lombard Motor Insurance Policy because,

It also covers your two wheeler against any damage caused by terrorism and terrorist activities.  You can claim for a discount of 5% in the Own Damage Premium if you are a member of an approved Automobile Association in India.  Will amount will be approximately rupees fifty.

If you have set up an ARAI approved burglar device in your two wheeler you can get a discount of 2.5 % in your Own Damage Premium which amounts to around rupees five hundred.

One of the main benefits of the ICICI Motor Insurance Policy is that you are eligible to get a sum of rupees one lakh as insurance, if while riding the two wheeler or while mounting or dismounting from the vehicle, you meet with an accident.  This benefit is called the Personal accident cover.