Future Generali Home Suraksha:

It is always safe to have an insurance to cover your house too.  By owning a house you not only have to pay house tax, and water tax, but it should be insured too. 

Only then, your house can be protected against any loses like damage by fire, earthquake, landslides, etc.  A responsible home owner will also take care to insure his house.

You must take care to understand that this insurance does not cover normal depreciation which takes place as the house becomes older.  Definitely it is your house and you will take all precaution to see that it is well maintained.

The Future Generali Home Suraksha states that,
In order for them to help you fully and provide overall cover for your house you should also take care to inform them about any changes that you have made in your house which could affect your policy. 

For example, if you have extended your house and built additional rooms, you have to inform the insurance people about this. You have to take care of your property responsibly.  Just because you have insured your house does not mean that you can neglect to take care of your house.

If your house has been damaged by fire or theft or any other natural calamities like floods, you have to safe keep photographs, receipts, guarantee cards and booklets as proof to show the insurance people in order to claim your insurance.

If you need to claim your insurance you can call up the insurance company at any time since they work 24 hours a day and everyday.  Even if you want to make any changes in the policy, you just have to call up the number given and tell your requirements.

Future Generali Home Suraksha is one of its kind.  You do not find many insurance policies nowadays offering insurance for your house.  So it is best to benefit from those companies who offer insurance for your house.