Riders:

Aviva Riders' many policies

Aviva riders include the Accidental Death Benefit rider which offer to pay the nominee an additional sum assured in event of death of the policy holder due to an accident.

The policies that have this rider are Life Bond Plus, Sachin Century Plan, Jan Suraksha, Dhan Vriddhi, Aviva Money Back, Little Master, Aviva Young scholar, Aviva Life Line, and Aviva Life Shield Plus.

Another rider is the Accidental death and Dismemberment rider which pays the nominee an additional sum assured in the event of death of the policy holder due to an accident or a part of the sum assured in the event of dismemberment. 

The plans that offer this rider are Life Saver Super, Life Saver, Life Long, Freedom Life, Wealth Plus, and Lifesaver Plus.

The benefits too are many
In case of the unfortunate death of the policy holder, the Payor Plus rider pays the future premiums due, as a lump sum in to the policy fund.  The policies that offer this rider are Wealth Plus and Aviva Life Line.

Aviva Dread Disease rider offers the facility of paying the sum assured to the policy holder if he is critically ill and his illness is as defined in the rider brochure.  The plan that offers this rider is the Aviva Life Shield plus.

If the policy holder suffers from any critical illness and he has opted for the Aviva Family Income Benefit rider, his family will be provided a monthly income by the insurance company.  The policy that has this rider as an option is the Wealth Plus.

The critical illness and permanent total disability riders pays the sum assured on diagnosis of 10 critical illnesses as defined in the brochure or if permanent total disability is due to accident or illness.  The plans that offer this rider are Life Saver, Life Long, and Freedom life.

Comprehensive health benefit rider pays the sum assured on diagnosis of 18 critical illnesses as defined or on permanent total disability due to accident or illness.

Not only that, it also waives off all future premiums while the policy still continues.  The plans that offer this rider are Little Master, Aviva Young Scholar, and Aviva Life Line.

The Hospital cash benefit rider pays a fixed amount to the hospital regularly irrespective of your actual expenses.  The policies offering this rider are the Life Long, Freedom Life and Lifesaver Plus.

In case of the unfortunate death of the policy holder, the Income Benefit rider provides a monthly income to the family.  The plans which offer this rider are the Little Master, and Aviva Young Scholar.

The Term Rider pays an additional sum assured to the family in the case of death of the policy holder.  The plan which offers this rider is the Aviva Life Line.